Verified Listing
93%-Margin AI Powered Core Banking SaaS for SACCOs/MFIs. 15+ B2B Institutions onboarded, 1% churn. Includes 10 revenue-generating fintech Ecosystem sub-brands.
Zung.AI
Asking Price (Classified)
USD $140,720
USD $64,844
Reduced 54%
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The company is an AI-native core banking platform specifically designed for cooperative financial institutions, such as SACCOs and MFIs. It was established in June 2025 and has quickly gained traction, acquiring 15 paying institutional customers within just 13 months—a notable achievement in the typically slow-moving enterprise banking sector. The annual recurring revenue currently stands at approximately $25,000, utilizing a tiered subscription pricing model.
The platform differentiates itself by fully integrating AI features, unlike competitors who add AI capabilities as an afterthought. Its offerings include AI credit scoring, automated compliance workflows, real-time general ledger functionalities, and multi-channel member engagement through platforms like WhatsApp and mobile apps. A significant advantage is its streamlined six-week migration process from legacy systems, facilitating easier adoption for institutions.
Operations are conducted on a subscription SaaS model, with pricing based on institution size. The product supports compliance automation and offers various access channels. The founder plans to sell the platform as they move on to new ventures.
Growth opportunities include expanding the customer base, reaching new geographical markets, leveraging built-in upsell paths, and monetizing additional sub-brand domains. These sub-brands, which cover education, payments, and other financial services, are operational and capable of generating independent revenue. Despite these untapped opportunities, the 15-customer figure and $25,000 annual revenue are verified and reflect actual business performance.