The opportunity presented revolves around a mobile application designed for private lenders in Latin America, addressing the informal financial activities where money is lent using traditional means like notebooks. The app, available on iOS, offers features such as client management, loan tracking, payment schedules, PDF reports, late fee calculations, and real-time alerts, all encapsulated in an intuitive interface.
The business has seen significant revenue growth from $40 in October 2025 to $1,867 by April 2026, marking a 47-fold increase in seven months. By May 2026, there were 137 active paid subscribers, with the app boasting a 36-38% trial-to-paid conversion rate—higher than the industry's average. The business operates primarily in ten Latin American countries, with the Dominican Republic leading the usage.
The business model includes a monthly subscription fee of $9.99 and an annual plan at $59.99. Over half of the subscribers opt for the annual plan, ensuring stable cash flow. The app's current unit economics show a net profit of $1,100 per month with a profit margin of 59%.
Primary growth opportunities identified include launching an Android version, leveraging TikTok ads, expanding into new Spanish-speaking markets, increasing reviews for social proof, integrating WhatsApp for retention, and potentially increasing subscription prices. The app was built using React Native and supports a variety of features necessary for the lending process.
The business requires approximately eight hours of weekly maintenance. The current owner is selling the business to focus on new ventures, seeking a buyer able to maximize its potential. The sale includes the app's source code, App Store listing, analytics accounts, and marketing assets.
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