The described platform is a dual-mode application designed for both personal and business financial management. It is available for white-label licensing or full acquisition and is the result of over a year of development without external funding or agency involvement. The personal finance mode of the app provides features such as real-time balance tracking, AI-driven spending insights, behavior analytics, detection of recurring payments and bills, smart transaction categorization, and an AI financial assistant equipped with a pre-login support concierge. For business users, the application offers additional functionalities including cash flow analytics with views over 3, 6, and 12 months, invoice tracking and management, business alerts, AI-powered business snapshots, and expense categorization, all within the same account.
The platform supports open banking through integration with TrueLayer for the UK and Europe, and Plaid for the US, Canada, and the UK. It is compatible with iOS and Android, has been approved on the App Store, and has been validated by Plaid. The technology stack comprises React Native (Expo), Firebase, GPT-4o-mini, and RevenueCat, which ensures the platform is ready for production. Buyers have the ability to deploy the app under their own brand swiftly and economically, circumventing the higher costs of bespoke development. White-label licenses are priced starting from $30,000 with options for full acquisition, including access to a data room featuring a pitch deck, README, and screen recordings for prospective buyers.