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Business Financing

Access Funds to Buy a Business

Find loans, equity, and cost-saving options to fund your next acquisition or buy your business

Apply online in just 20 minutes

No application paperwork

Bank-grade security and encryption

In partnership with fully licensed and regulated providers

Only available for buyers in the United States, Canada, United Kingdom, Australia and New Zealand

Finance Options

Find the Right Lender for You

Access the funds you need to buy a business

Select Your Loan Option
Flippa Finance
Partners
Flippa Finance |

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Only available for buyers in the United States, United Kingdom, Australia and New Zealand

Access the Money and Services You Need to Acquire Your Business. Simple, Secure, and Fast.

 

Flippa Finance is your all-in-one solution for securing the funding needed to buy your next business. Powered by Swoop, Flippa Finance connects you with a range of financing options, including loans, equity, and grants, to help you turn your acquisition dreams into reality.

Simple and fast access to funding

Access to every finance opportunity on the market

A team of experts to manage your application from beginning to end

Track your progress through the portal

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Only available for buyers in the United States, United Kingdom, Australia and New Zealand

Access the full suite of loan products including unsecured loans, acquisition finance across the whole lender market.
How it works
You can quickly and easily build your profile, check your eligibility and connect to multiple funding options.

Getting started is easy

Simply register with Flippa and we will take you to the Flippa DealRoom where you can get started on your Flippa Finance application.

Get matched to funding opportunities

Our technology will match you with all suitable products and suggest the most relevant solutions across loans, equity and grants.

Apply easily with the Swoop review process

Keep updated with changing circumstances and easily submit your applications to relevant funding and savings providers.

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Why choose Flippa Finance?

Trusted

A trusted partner to all major banks in your country. Only available for US, UK, Australian, and New Zealand buyers.

Bank-grade security

Important personal and business information is encrypted and protected.

Protected

We use measures like double-factor authentication to protect your information.

FCA Regulated

Fully authorised and regulated by the FCA as an Account Information Services Provider (ref 833145).

Top Marks

Chosen by the Competition and Markets Authority to help your clients businesses find the best funding and savings solutions.

Intelligent matching

Funders evaluate affordability differently, focusing on cash flow, bank statements, or adjusted profitability. Our smart matching connects clients with the most suitable funders.

Expedite the process

The combination of our smart matching, broker support, APIs and relationships with the lenders make the process faster and more efficient for you.

Sales expertise and support

Expert guidance from our experienced brokers will help you to navigate the different options and prepare them to give the best chance of securing funding.

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Guidant provides a number of financing options to small business owners including 401(k) business financing, SBA business loans and unsecured loans.
Features & Requirements:

  • With 401(k) financing, you can use your retirement funds as business capital without incurring early withdrawals or tax penalties
  • No interest payments involved meaning quicker path to profitability
  • SBA loan has lower interest rates and budget-friendly repayment terms
  • Minimum 50k in funding required to qualify for 401(k) assistance
  • Credit score of 690 or above for SBA loan
UFS offers 100% unsecured loans for personal, business, and startup needs, approving based on personal credit rather than business financials.
Features & Requirements:

  • Unsecured loans and lines of credit up to $350k (for highly qualified clients)
  • Rates from 5.99 to 11% (depending on credit)
  • Terms of 3 to 5 years (most clients average 5 to 7 years)
  • 100% unsecured — no home equity or other assets required
  • Funds can be used for any purpose
  • Turnaround time averages 2-3 weeks
  • US residents only
  • 700+ credit score
  • Must have verifiable income for loan programs (credit-card based programs are available if income is an issue)
  • No major derogatory items on credit report
Your Path to Funding with Guidant Financial and UFS

Start your online application

Confirm your credit score

Pre-qualification details

Get contacted by selected provider

Found a Business? Apply Now
Submit your details below and we will connect you with one or more of our partners.

Discover Other Flippa Services

Don’t need our marketplace or buyer matching? Flippa Services takes from the platform and gives you what you need…to complete a deal.
Escrow & Payments
Insurance
Contracts
Due Diligence

Escrow & Payments

Pick between FlippaPay and Escrow.com. Buy and sell with secure, fast and efficient payments. Select the payment service that best suits your deal terms and leverage the our team for safe funds handling.

Transact in 12 different currencies

Setup Seller Financing or Earn Outs

Starting from just 1.50%

Insurance

Get peace of mind with reps and warranties insurance. Protect your investment or exit check against non-disclosure or false disclosure.

Underwritten by Lloyds of London, and provided by Rubicon

Insurance starts from just 1% of enterprise value

Contracts

Use Flippa’s modularised LOI, APA and SPA builder and save on legal fees OR contract with an M&A lawyer for drafting assistance.

Integrated with Dropbox Sign for easy execution

Customise agreements for your specific deal terms

Starting from just USD $299

Due Diligence

Our team of CA’s, financial analysts and marketing experts will conduct analysis preparing a detailed report. Get peace of mind with a forensic assessment.

From deal reviews to comprehensive assessment

Includes financial, operational and marketing analysis

Starting from USD $1,499

Escrow & Payments

Escrow & Payments

Pick between FlippaPay and Escrow.com. Buy and sell with secure, fast and efficient payments. Select the payment service that best suits your deal terms and leverage the our team for safe funds handling.

Transact in 12 different currencies

Setup Seller Financing or Earn Outs

Starting from just 1.50%

Insurance

Insurance

Get peace of mind with reps and warranties insurance. Protect your investment or exit check against non-disclosure or false disclosure.

Underwritten by Lloyds of London, and provided by Rubicon

Insurance starts from just 1% of enterprise value

Contracts

Contracts

Use Flippa’s modularised LOI, APA and SPA builder and save on legal fees OR contract with an M&A lawyer for drafting assistance.

Integrated with Dropbox Sign for easy execution

Customise agreements for your specific deal terms

Starting from just USD $299

Due Diligence

Due Diligence

Our team of CA’s, financial analysts and marketing experts will conduct analysis preparing a detailed report. Get peace of mind with a forensic assessment.

From deal reviews to comprehensive assessment

Includes financial, operational and marketing analysis

Starting from USD $1,499

Need Support Selling Your Business?
Contact Our Global Business Brokers

Find an accredited business broker in your region and get expert advice and support. Navigate with confidence at every step of the acquisition journey.

M&A Advisors

Certified

Cross-border deals

67%

Annual transactions

+12K
Over 450,000 businesses sold on Flippa

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